[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haupax.sk\/ako-ziskat-vlastny-byt\/#Article","mainEntityOfPage":"https:\/\/www.haupax.sk\/ako-ziskat-vlastny-byt\/","headline":"Ako z\u00edska\u0165 vlastn\u00fd byt","name":"Ako z\u00edska\u0165 vlastn\u00fd byt","description":"B\u00fdvanie pre mlad\u00fdch je niekedy pre nich no\u010dnou morou. Na to, aby im banka poskytla hypot\u00e9ku, musia sp\u013a\u0148a\u0165 ve\u013emi z\u00e1kern\u00e9 krit\u00e9ri\u00e1. V\u00a0prvom rade musia ma\u0165 nie\u010do nasporen\u00e9. To je ve\u013emi... ","datePublished":"2023-11-26","dateModified":"2023-11-26","author":{"@type":"Person","@id":"https:\/\/www.haupax.sk\/author\/#Person","name":"","url":"https:\/\/www.haupax.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haupax.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haupax.sk\/wp-content\/uploads\/key-2323278_640.jpg","url":"https:\/\/www.haupax.sk\/wp-content\/uploads\/key-2323278_640.jpg","height":0,"width":0},"url":"https:\/\/www.haupax.sk\/ako-ziskat-vlastny-byt\/","about":["B\u00fdvanie"],"wordCount":414,"articleBody":"B\u00fdvanie pre mlad\u00fdch je niekedy pre nich no\u010dnou morou. Na to, aby im banka poskytla hypot\u00e9ku, musia sp\u013a\u0148a\u0165 ve\u013emi z\u00e1kern\u00e9 krit\u00e9ri\u00e1. V\u00a0prvom rade musia ma\u0165 nie\u010do nasporen\u00e9. To je ve\u013emi n\u00e1ro\u010dn\u00e9, ak pr\u00e1ve do\u0161tuduj\u00fa len vysok\u00fa \u0161kolu. Mnoh\u00ed mlad\u00ed \u013eudia popri vysokej \u0161kole aj pracuj\u00fa. Je to pre nich nie\u010do zauj\u00edmav\u00e9, \u010d\u00ed maj\u00fa nejak\u00e9 financie, ktor\u00e9 si bu\u010f m\u00f4\u017eu min\u00fa\u0165 alebo uspori\u0165 pr\u00e1ve na b\u00fdvanie. Niektor\u00ed mlad\u00ed \u013eudia si n\u00e1jdu partnera, aby mali v\u00e4\u010d\u0161iu mo\u017enos\u0165 k\u00a0z\u00edskaniu hypotek\u00e1rneho \u00faveru. Bez hypot\u00e9ky len \u0165a\u017eko by si zohnali svoje nov\u00e9 b\u00fdvanie\u00a0 a\u00a0osamostatnili sa od svojich rodi\u010dov. To chce ve\u013ea mlad\u00fdch \u013eud\u00ed. \u010cakaj\u00fa, k\u00fdm do\u0161tuduj\u00fa, aby mohli b\u00fdva\u0165 sami alebo s\u00a0partnerom. Aj ja som tak odi\u0161la a\u00a0osamostatnila sa. Je to ve\u013emi dobr\u00e9 pr\u00e1ve kv\u00f4li tomu, \u017ee sa tro\u0161ku zozn\u00e1mite so skuto\u010dn\u00fdm \u017eivotom a\u00a0re\u00e1lnymi situ\u00e1ciami. Ma\u0165 vlastn\u00e9 b\u00fdvanie je ve\u013ek\u00fdm pokrokom pre mnoh\u00fdch \u013eud\u00ed. Niektor\u00ed \u013eudia cel\u00fd \u017eivot b\u00fdvaj\u00fa v\u00a0podn\u00e1jmoch a\u00a0ve\u013emi \u010dasto sa s\u0165ahuj\u00fa. To nie je dobr\u00e9, ak u\u017e t\u00edto \u013eudia maj\u00fa deti. Pr\u00e1ve deti neust\u00e1lym s\u0165ahovan\u00edm sa neskuto\u010dne trpia. Musia ve\u013emi \u010dasto meni\u0165 \u0161koly, \u010do nie je pr\u00edjemn\u00e9, nako\u013eko si nevedia n\u00e1js\u0165 st\u00e1lych kamar\u00e1tov.\u00a0\u017divot podn\u00e1jomn\u00edkov je niekedy dos\u0165 krut\u00fd. Nikdy toti\u017eto neviete, kedy v\u00e1m majite\u013e bytu neozn\u00e1mi, \u017ee byt pred\u00e1va alebo si zohnal \u010fal\u0161\u00edch n\u00e1jomn\u00edkov. Na v\u00e1s ostane u\u017e len r\u00fdchle n\u00e1jdenie si nov\u00e9ho podn\u00e1jmu.Ak z\u00edskate vlastn\u00fd byt, ur\u010dite to bude jedine s\u00a0hypot\u00e9kou. Pr\u00e1ve takto sa d\u00e1 pr\u00eds\u0165 k\u00a0bytu celkom jednoducho. Ak m\u00e1te st\u00e1ly pr\u00edjem a\u00a0m\u00e1te aj partnera, je to omnoho jednoduch\u0161ie. Vo vlastnom byte si m\u00f4\u017eete robi\u0165 ak\u00e9ko\u013evek \u00fapravy bez toho, aby ste to museli niekomu nahlasova\u0165. Plat\u00edte hypotek\u00e1rne spl\u00e1tky a\u00a0e\u0161te aj za energie. To sa ka\u017ed\u00fd rok rob\u00ed ro\u010dn\u00e9 z\u00fa\u010dtovanie, kde m\u00e1te bu\u010f preplatok alebo nedoplatok. Ak m\u00e1te vlastn\u00fd byt, m\u00e1te strechu nad hlavou. Nerobte hl\u00faposti, aby ste o\u00a0v\u00e1\u0161 byt nepri\u0161li. Je to ve\u013emi nebezpe\u010dn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako z\u00edska\u0165 vlastn\u00fd byt","item":"https:\/\/www.haupax.sk\/ako-ziskat-vlastny-byt\/#breadcrumbitem"}]}]